You just turned the nut flush plus broadway gutshot. Raise to about 30bb for pure value. UTG's range has plenty of sets, two pair, and ace-king to pay off. Calling is a leak, you want to start building toward stacks now.

UTG bets 12bb

Multi-way Turn | 4-way: BTN | 100bb effective | Difficulty: Easy

Players in hand: UTG, MP, Hero (BTN), BB

Hero hand

A♣Q♣

Board

J♣9♣2♦K♣

Action so far:
Turn K♣, pot 20bb
UTG bets 12bb

Pot: 20bb To call: 12bb

Villain range: UTG: KK,JJ,99,22,AK,KJ,K9,AcXc (Ax of clubs)

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UTG bets 12bb

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